Workers Compensation Insurance

Protect Your Team and Your Business with Workers' Compensation Insurance

Accidents can happen in any workplace, and as a responsible employer, it’s essential to protect both your employees and your business. Workers' Compensation Insurance from Greenhill Insurance provides financial support for employees who suffer work-related injuries or illnesses while shielding your business from potential legal and financial repercussions.

What Is Workers' Compensation Insurance?

Workers' Compensation Insurance covers medical expenses, lost wages, and rehabilitation costs for employees injured or ill due to their job. It also provides liability protection for employers, helping to cover legal costs in the event of employee lawsuits.

What Does Workers' Compensation Insurance Cover?

Our comprehensive policies include:

• Medical Expenses: Covers costs for doctor visits, hospital stays, surgeries, and medications related to workplace injuries or illnesses.
• Lost Wages: Provides income replacement for employees unable to work due to a covered incident.
• Rehabilitation Services: Includes physical therapy and vocational training to help employees return to work.
• Employer Liability Protection: Covers legal costs if an employee sues for a work-related injury or illness.
• Death Benefits: Provides financial assistance to the family of an employee who dies due to a workplace accident.

Why Do You Need Workers' Compensation Insurance?

• Legal Requirement: Most states mandate workers' compensation coverage for businesses with employees.
• Financial Protection: Avoid costly medical bills and legal fees.
• Employee Morale: Demonstrates your commitment to workplace safety and employee well-being.

Who Needs Workers' Compensation Insurance?

This coverage is essential for businesses in all industries, including:

• Construction and trade contractors.
• Retail and hospitality.
• Office-based businesses.
• Manufacturing and industrial operations.

Why Choose Greenhill Insurance?

• Tailored Coverage: Policies customized to fit the unique risks of your industry and workforce.
• Competitive Rates: Access to top insurance carriers ensures cost-effective solutions.
• Expert Guidance: Our team simplifies the process, from policy selection to claims management.
• Compliance Support: Stay informed and compliant with state laws and regulations.

Optional Add-Ons for Enhanced Protection

• Disability Insurance: Extends income replacement benefits for long-term injuries.
• Employer Practices Liability Insurance (EPLI): Protects against employee claims like wrongful termination or harassment.

Secure Your Workforce Today

Your employees are the backbone of your business. Protect them - and your business - with Workers' Compensation Insurance from Greenhill Insurance. Contact us today for a personalized quote and ensure peace of mind for you and your team.