Business Owners Policy (BOP)

Comprehensive Coverage for Business Owners: Business Owners Policy (BOP)

A Business Owners Policy (BOP) combines essential insurance coverages into one streamlined package, specifically designed to protect small to medium-sized businesses. At Greenhill Insurance, we understand the unique challenges business owners face, and our tailored BOP plans offer the peace of mind you need to focus on growing your business.

What Does a BOP Cover?

A BOP provides bundled protection for some of the most common risks businesses encounter, saving you time and money by consolidating multiple policies into one. Key coverages typically include:

• Property Insurance: Covers physical assets like your building, equipment, and inventory against damage from fire, theft, vandalism, or other covered events.
• General Liability Insurance: Protects your business against claims of bodily injury, property damage, or personal injury caused by your operations, products, or employees.
• Business Interruption Insurance: Ensures your business income is protected if operations are disrupted due to a covered loss (e.g., a fire or storm). This includes coverage for lost revenue and ongoing expenses like rent or payroll.

Who Needs a BOP?

A BOP is ideal for small to mid-sized businesses across a variety of industries, including:

• Retail shops
• Professional offices
• Restaurants
• Service providers
• Artisan contractors

If your business has physical assets, interacts with customers, or operates in a rented or owned space, a BOP can provide critical protection.

Why Choose Greenhill Insurance for Your BOP?

• Customizable Plans: We tailor each BOP to match your business’s specific needs, ensuring no unnecessary coverage or gaps.
• Cost-Effective: Bundling coverage into a BOP is often more affordable than purchasing separate policies.
• Expert Advice: Our agents have extensive experience working with a wide range of industries and can help you navigate the complexities of insurance.
• Seamless Claims Assistance: In the event of a claim, we’re here to help you get back to business quickly and efficiently.

Optional Add-Ons for Enhanced Protection

In addition to the standard coverages, you can customize your BOP with add-ons like:

• Cyber Liability Insurance for data breaches.
• Professional Liability Insurance for errors or omissions in your services.
• Equipment Breakdown Insurance to cover costly repairs or replacements.

Get Started with Your BOP Today!

Protect your business, assets, and livelihood with a Business Owners Policy from Greenhill Insurance. Contact us today to learn how we can help safeguard your operations while keeping your costs manageable. Let us focus on your risks, so you can focus on your success.